Investing is not just about chasing returns; it’s also about exploring diverse opportunities that align with your goals and risk tolerance. In this post, I’ll share three unique opportunities / platforms that have been on my watchlist for a while. Despite their slightly higher minimum investment thresholds and not being the top-performing options in their respective sectors, they hold promise and have gained my confidence after six months of monitoring.
If any of these resonate with you, or if you’re exploring similar opportunities, do share your insights. Let’s dive into the details.
1. Gold Investments with Gullak
As a family, we’ve always valued gold as an asset, investing in Sovereign Gold Bonds (SGBs). However, with SGB issuances becoming infrequent and rumors of their discontinuation, I’ve been exploring alternatives, likes physical gold, gold ETFs etc. And that’s where Gullak came into picture.
Why Gullak?
- It’s a young, innovative startup that claims to offer returns higher than SGBs.
- They have an innovative & seemingly smart business model, that I feel can deliver good returns sustainably.
- I came across an article recently, which claimed that Gullak’s AUM surpassed ₹500 crore, growing 12x in just 18 months. Impressive!
While it’s unclear if Gullak is truly better than SGBs (or even Gold ETFs), their growth and innovative approach make them worth considering. Hence, I plan to invest in Gullak soon & share updates on its performance here.
2. Invoice Discounting in Movies with BetterInvest
I have been investing & writing about Invoice Discounting for quite sometime now. Despite its high risks, I think it offers a great entry into the alternate investment world. BetterInvest adds an intriguing twist to Invoice Discounting by focusing on the movie industry.
Key Features:
- Promised returns range from 16% to 19% (reflecting the high-risk nature of this option).
- Medium Term: Ranges from 3 to 9 months.
- Transparent communication: Because movie industry is a highly volatile one, they clearly mention that repayment timelines are flexible (example 3-5 month or 6-9 month) depending on the deal.
I’ve been monitoring Better Invest for six months. They report zero defaults so far, and their communication has my trust now. At least enough to try it out. My plan is to look at it like a startup investment & allocate a fixed sum (most likely ₹50,000 to ₹1lakh) to Better Invest, and if they repay timely, I will keep on reinvesting this with them. This way, I can not only enjoy impressive returns but also boast that I’m a movie producer—a fun perk!
3. Asset Leasing with Race Energy
Race Energy focuses on leasing battery solutions for two-wheelers and three-wheelers, an area I find increasingly relevant in today’s push for green economy.
Investment Highlights:
- Asset leasing typically offers higher IRRs (17 to 27%) but lower net CAGR (11%-12%) because of monthly incoming repayments
- This makes Cash flow management essential. As an investor, if someone can’t manage this, it is best to stay away from Asset Leasing.
While I’ve previously invested in similar companies like BluSmart and Dalini, Race Energy’s unique proposition and potential to diversify my portfolio make it appealing. Additionally, investing in startups like Race Energy allows me to connect with innovative minds and gain insights into cutting-edge ideas.
Why These Opportunities?
Investing in startups isn’t just about returns. It’s also about engaging with smart people, exploring new ideas, and supporting innovation. Each of these platforms aligns with that philosophy while offering a chance to diversify and grow my portfolio.
What do you think?
Have you explored these platforms or similar opportunities? Share your experiences and insights in the comments. If you’re tracking any other promising investments but lack confidence to commit, let me know. I’d love to check them out and share my perspective.
Let’s build a smarter investment community together!
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DISCLAIMER: This is not an investment recommendation. Its purpose is not to promote or demote any company or investment. Its purpose to share personal experience in unbiased form so other fellow investors can learn & take better informed decision for themselves. I am not a registered financial professional. For any investment advise, please take help from a registered Financial Professional.