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Every time gold prices hit a new high, the same question comes up — is it the right time to buy gold or have we missed the train? Gold has been on a continuous rally for the last few years. Central banks around the world are buying and holding gold in huge quantities. Naturally, many…

When we invest money, we all want to know how much return we are actually getting. But just looking at how much your money has grown is not enough. You need to understand how to measure it properly. Two common ways are CAGR and XIRR. Let’s understand both in simple words. [Download sheet to find…

Summary After 12 months of actively investing in fixed income instruments, I’ve decided to step back from hands-on investing—but not for the reasons you might think. Starting with just ₹10,000, my portfolio size grew to over ₹50 lakhs across multiple platforms including bonds, SDLs, invoice discounting, and P2P lending. While the experience has been largely…