We write about investing, travel experiences, and things we learn along the way — honestly and without noise.
Latest Posts
Simple Skill to Invest & Live Better: Learn How to Buy Better
Most of us want to learn how to invest — so we can make good money.People join communities, buy courses, and follow experts. Nothing wrong with that. But I’ve observed a simpler skill that can make both investing and living better.It’s something we can learn easily — and it’s not talked about enough.It’s how to
Gold & Generations: Cultural Legacy of India’s Favorite Investment
When I was a child, I often saw my Dadi take out a small cloth pouch from a wooden box in the pooja room. Inside it were tiny gold and silver coins — some shining bright, some old and faded. I once asked her, “Dadi, yeh sab aap kyu sambhal ke rakhti ho? aur Pooja
Top 3 AI Learnings After 1 Year of Daily Use
How small changes made AI feel more like a thinking partner than a tool. Intro My usage of AI has gone up drastically in 1 year. I spend more time on ChatGPT + Gemini + Perplexity + Claude together, than any other website or segment. But over the last few days, I have noticed that
How I Invest in Gold: My Real Portfolio Allocation & Experience
Every time gold prices hit a new high, the same question comes up — is it the right time to buy gold or have we missed the train? Gold has been on a continuous rally for the last few years. Central banks around the world are buying and holding gold in huge quantities. Naturally, many
CAGR vs XIRR: Simple Way To Understand Your Investment Returns
When we invest money, we all want to know how much return we are actually getting. But just looking at how much your money has grown is not enough. You need to understand how to measure it properly. Two common ways are CAGR and XIRR. Let’s understand both in simple words. [Download sheet to find
My 12 Month Fixed Income Investment Journey: Why I Stopped Active Investing
Summary After 12 months of actively investing in fixed income instruments, I’ve decided to step back from hands-on investing—but not for the reasons you might think. Starting with just ₹10,000, my portfolio size grew to over ₹50 lakhs across multiple platforms including bonds, SDLs, invoice discounting, and P2P lending. While the experience has been largely
About Us
Welcome to our little corner of the internet! We’re Shraddha & Bhishma, a husband-and-wife duo sharing our thoughts, experiences, and discoveries. Shraddha writes about art, home, and creative living, while I cover finance, business, travel, startups, and productivity. This website is our way of documenting what we learn and love — and we hope it inspires you too